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Chris Gore - Insurance Agent

Expert Risk Management and Tailored Insurance Solutions for Contractors.

Growing Boldly Forward

0.4B+

in revenue

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countries

445+

team members and counting

0%

of all US businesses served

Contractor Insurance: Protecting Your Business and Livelihood

Whether you're a contractor, subcontractor, or independent tradesperson, having the right insurance coverage is essential. Not only does it protect your business from potential risks, but it's often a requirement before starting projects. Ensuring you're fully insured gives you peace of mind while you focus on delivering quality work.

Who Needs Contractor Insurance?

If you're in any of the following trades, carrying contractor insurance is crucial to safeguard your business:

  • General Contractors
  • Construction Workers
  • Carpenters
  • Plumbers
  • Electricians
  • Landscapers
  • HVAC Technicians
  • Handymen
  • Masons
  • Painters

How Much Does Contractor Insurance Cost?

The cost of contractor insurance can vary significantly depending on your trade. Roofing contractors may face higher risks than plumbers or HVAC technicians, so their rates may differ.

  • The number of employees you have
  • Your specific coverage needs
  • The type of vehicles you use
  • Your business location
  • Your claims history

Common Insurance Coverages for Contractors

Contractors need several types of coverage to protect their business. Below are the most common insurance options:

General Liability

General liability insurance is essential before beginning any work. This policy can protect your business if you're found liable for accidents, such as injury to people or property damage.

Commercial Auto

A commercial auto policy covers vehicles used for work, including transporting tools and materials.